Introduction

The structure of the financial services system makes it impossible to be completely shielded against risks such as unwanted activity and negative balances. Nonetheless, taking certain precautions can decrease the exposure of a platform.

The purpose of these pages is to give a primary understanding of what those steps are. Please note, although we are happy to aid platforms on risk mitigation *Platform is liable for losses resulting from fraud, returns, or other activity resulting in negative balances.

Mitigating Risk Pages

1. General

• KYC
• Transaction Limits
• Webhook Notificationsl
• lP Address
• Accessible Customer Service
• Clear UI/UX

2. ACH

• Introduction
• ACH Returns
• Dishonoring a Return
• Return Rates
• Reducing Your Return Rate
• ACH Suspension

3. Card Processing

• Introduction
• How Disputes are Handled
• Funding Interchange Network Fees
• Chargeback Rates
• Preventing Chargebacks

4. RDC (Remote Deposit Capture)

• Introduction
• Duplicate Presentment
• Other Financial Risk Sources
• Mitigating Other Financial Risks