post https://uat-api.synapsefi.com/v3.1/users//nodes//trans
Create RDC
transaction
Request Body
Key | Type | Description |
---|---|---|
from.type | string | [Required] Sending node type. Set as RDC |
from.meta.check_front | string | [Required] Image (png/.jpg/.jpeg ) of front of the check. Image must be a base64 string |
from.meta.check_back | string | [Required] Image (png/.jpg/.jpeg ) of back of the check. Image must be a base64 string |
to.type | string | [Required] Receiving node type |
to.id | string | [Required] Receiving node ID |
amount.amount | float | [Required] Amount to send |
amount.currency | string | [Required] Currency of the transaction amount |
extra.ip | string | [Required] IP address of the user device creating the transaction |
extra.group_id | string | Group ID supplied to the transaction |
extra.note | string | [Max Length: 140] Memo tagged with the transaction |
extra.process_on | integer | When the transaction should be processed. The value is the delta value. Which means when 1 is supplied it means that the transaction will be processed tomorrow |
extra.settlement_delay | integer | Used to dynamically delay transaction settlements. The value will be added to the current settlement time. |
extra.supp_id | string | ID supplied to the transaction. Allows clients to track transactions based on specific events |
extra.other.attachments | array of strings | List of padded base64 attachments |
fees | array of objects | List of fee objects that designates where to debit fees for the transaction. |
Receiving Nodes
Below are the nodes that will accept RDC transactions:
CLEARING-US
CUSTODY-US
DEPOSIT-US
IB-DEPOSIT-US
IC-DEPOSIT-US
Additional Information
- Unlike our other payment products, you do not need to create an RDC node to deposit a check.
- Checks should be photographed with a plain white background, horizontal (no skewed or crooked angles), and show all 4 corners of the check
- Images of handwritten checks are also acceptable as long as they follow the same guidelines as printed checks
- We recommend RDC images be a minimum of 850 x 470 pixels to prevent delays in processing
- We will confirm that the transaction amount matches the amount printed on the check. We will also look at the check number, account/routing number, and user's name on the check image
- Once the check is verified, the funds will get credited to the user's account
- Credit for RDC transactions are issued and settled in 6-business days by default. This timeline can be reduced as needed. Please keep in mind, insufficient funds returns typically happen within the first 3-business days of the deposit