The following is a table of the the most common API calls and their respective rate limits. These limits cannot be increased. Please take this into account when building out your application.

HTTP VerbURLFunctionalityRate Limits (per min/per user)
POST/oauth/<user:id>This API call allows you to get oauth_key for users.30
POST/oauth/<user:id>/loginUsing basic auth to get refresh_token for users.30
GET/usersView all users created with your client keys (paginated).100
POST/usersAllows you to register a new user.100
GET/users/<user:id>View user info and refresh_token.30
PATCH/users/<user:id>Add/update KYC, log in credentials, profile, etc.30
GET/users/<user:id>/nodesView all nodes linked to a user (paginated).100
POST/users/<user:id>/nodesAllows you to create a deposit account or link an external bank account to a user.100
GET/users/<user:id>/nodes/<node:id>View node info.100
PATCH/users/<user:id>/nodes/<node:id>Update supp_id, verify micro-deposits, etc.100
DELETE/users/<user:id>/nodes/<node:id>Unindex node from a user.100
POST/users/<user:id>/nodes/<node:id>/subnetsAllows you to issue a virtual account number on top of a node.100
GET/users/<user:id>/nodes/<node:id>/subnetsView all subnets linked to a node (paginated).100
GET/users/<user:id>/nodes/<node:id>/subnets/<subnet:id>View subnet info.100
PATCH/users/<user:id>/nodes/<node:id>/subnets/<subnet:id>Update subnet info.100
GET/users/<user:id>/transView all transactions of a user (paginated).100
GET/users/<user:id>/nodes/<node:id>/transView all transactions of a node (paginated).100
POST/users/<user:id>/nodes/<node:id>/transAllows you to create a transaction.100
GET/users/<user:id>/nodes/<node:id>/trans/<trans:id>View transaction info.100
PATCH/users/<user:id>/nodes/<node:id>/trans/<trans:id>Update notes on a transaction.100
DELETE/users/<user:id>/nodes/<node:id>/trans/<trans:id>Only works if transaction has been created or queued.100
GET/subscriptionsView all subscriptions created with your client keys (paginated).10
POST/subscriptionsCreate a subscription with webhook preferences.10
GET/subscriptions/<subscription:id>View a subscription.10
PATCH/subscriptions/<subscription:id>Update scope, url, is_active, etc.10
GET<:user_id>/statementsView a users statement30
GET<:node_id>/statementsView a node statements30